Whether you are a Foundation, Associate or Principle Dentist, we can help you meet your mortgage needs.
As a dental professional, finding the right mortgage for your unique needs can be challenging. At Sarah Grace Mortgages, we bring over 30 years of experience, including more than 20 years specifically advising dentists. We source mortgages from the whole of the market, helping you secure market-leading rates while ensuring the application process is as seamless as possible.
Having worked with numerous lenders, we’ve built a deep understanding of the unique circumstances dentists face, enabling us to guide lenders in validating your income with confidence. Whether you’re a Sole Trader, in a Partnership, or running a Ltd Company, we recognise that your income may vary, and we work with a wide range of lenders who accept different income types, including profits, salary, and even pay schedules for Associate Dentists. You don’t necessarily need 1 years of accounts, please contact us to discuss your unique situation.
When reviewing your options, we can connect with lenders who manually underwrite applications, offering a more tailored approach than the typical "tick-box" or automated systems used by mainstream lenders.
Whether you’re a Foundation Dentist, Associate Dentist, or Principal Dentist, we’re here to offer expert guidance with insider knowledge and the ability to liaise professionally with Accountants, Estate Agents, and Solicitors.
Which Mortgage is Right For Me?
We always recommend having an initial discussion with the team so that we can ascertain some further details on how we may be able to help you, whether this be with the purchase of your first home, moving house or purchasing an additional property.
I received an outstanding service and I could not be more grateful. Thank you to Sarah Grace, Karen and Jordan! You guys are a super team!
Dr S Bryce-Bernard
How Can Sarah Grace Mortgages Ltd Help?
Accounts
We can work with less than 1 years accounts.
Trust
We are a mortgage broker you can trust, we can advise you from a comprehensive range of mortgages from across the market.
Access
We have access to lenders who will take last year’s figures only (rather than averaging).
Income
We liaise with your accountant if you’re unsure how your income is broken down.
Best Rates
We achieve the best market rate available for your circumstances.
Speed
You will be assigned an administrator that will deal with your application from the beginning through to completion, they will be on hand to provide regular updates on your application and they will liaise with your Estate Agents and Solicitor to ensure all parties are kept updated.
Contact Us
Sarah Grace Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is Registered in England and Wales. Registered Number 09839864
As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage repayments. The Financial Conduct Authority does not regulate most forms of Commercial Buy to Let Mortgages and Mortgages to Limited Companies.
If you wish to register a complaint, please write to East Barn, Chedglow, Malmesbury SN16 9EZ or telephone 0203 6333 888. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
Financial protection policies typically have no cash in value at any time and cover will cease at the end of the term. If premiums stop, then cover will lapse.