Leading Independent Mortgage Advisers for Dentists, Company Directors, and Portfolio Landlords

We help clients achieve home ownership, invest in property, or expand buy to let portfolios.

With 30 years of experience, our team of mortgage experts delivers a personalised service tailored to dentists, self-employed professionals, executives, and landlords.

News & Reviews

Self-Employed, Director or Shareholder. The 2026 Mortgage Affordability Guide
By Sarah Grace April 16, 2026
Maximize your borrowing potential in 2026. A comprehensive guide for directors, shareholders, and the self-employed on retained profits, SA302s, and complex income.
Mortgage Guide for Dentists – What You Really Need to Know
By Sarah Grace April 16, 2026
Discover how dentists can get a mortgage with 1–23 years of accounts, NHS or private income. Sarah Grace Mortgages specialises in mortgages for UK mortgages.
By Jordan Nasser March 1, 2026
🎙️I’m on the Podcast! 🦷I recently had the pleasure of joining James Martin of Dentists Who Invest - Community Group for Finance in Dentistry to discuss a topic many dentists are asking right now: Mortgages: How Much Can A Dentist Borrow Realistically? We covered: ✅How lenders assess dentists differently ✅What income actually counts (associates vs. principles) ✅Common mistakes that reduce borrowing power ✅Practical steps to maximise your mortgage potential If you're a dentist planning to buy your first home, move house, or remortgage, this episode will give you clarity on what’s truly achievable - not just headline figures. Plus, you can claim CPD while learning 👏 A big thank you to James Martin for hosting such a valuable discussion. Tune in here: https://podcasts.apple.com/gb/podcast/mortgages-how-much-can-a-dentist-borrow/id1539349713?i=1000751858522
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What our customers say

Great as always. Having used Sarah’s services on a few occasions now, I have had great support and brilliant communication in order to get the best end result. I have recommended her to several friends, family and business associates. I look forward to working closely with Sarah and her team in the future.

Dr G Singh – Associate Dentist

Just to say a huge Thank you to both Sarah and Jordan for a superb service throughout a tortuous process. Your kindness and good humour helped to keep us sane and we appreciated that you continued to take an interest in us right until the day we completed. I couldn’t recommend you highly enough!!

Ms A Alison

A very much more relaxing and less time consuming experience than trying to deal with any of the banks I had tried. I would recommend at least speaking with Sarah Grace Mortgages if you need a mortgage. It is very likely they can help you.

Mr C Millard

My slightly unusual circumstances didn’t lend themselves to the factory approach that I encountered when I talked directly to various mortgage providers. I would not hesitate to recommend Sarah Grace to anyone looking for a mortgage.

Andy Follows – Managing Director of Aquilae

The service I received from Sarah and Jordan has been fantastic. I was kept fully informed throughout the whole application process. Sarah and her team took care of everything and liaised with all relevant parties on my behalf making the whole process hassle free. I would highly recommend them to all family and friends.

Dr S Al-Ali – Associate Dentist