Andy recently returned to the UK after eight years abroad to take up a role with a new employer.
Soon after arriving home he found a house that he wanted to buy. However, Andy found that getting a Residential mortgage for the new house and a Buy to Let mortgage for his old one (which was rented out on a Consent to let whilst overseas) was going to be difficult for him to arrange. His slightly unusual circumstances didn’t lend themselves to the “factory approach” that he encountered when he talked directly to various mortgage providers. The challenge Andy had is that he had just returned to the UK, so not on the Electoral Roll, he had started with a new employer and he was in a 6 month probationary period.
“I described my situation to my advisor, Sarah Grace, completed a simple questionnaire and left them to solve the problem. Within no time at all, I had an Agreement in Principal from a major lender that enabled me to agree an offer on the new property I wanted. Shortly afterwards, I gave up trying to remortgage my old house with my own bank and once again handed the task over to Sarah Grace. Despite the fact that I’d not been living here and was on a probationary period in my new role, they were able to quickly find me a willing lender at a very competitive rate. I would not hesitate to recommend Sarah Grace to anyone looking for a mortgage.”
Sarah Grace Mortgages Ltd
Sarah Grace Mortgages Limited is authorised and regulated by the Financial Conduct Authority and is Registered in England and Wales. Registered Number 09839864
As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage repayments. The Financial Conduct Authority does not regulate most forms of Commercial Buy to Let Mortgages and Mortgages to Limited Companies.
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